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FAQs
Get Answers to Your Home Financing Questions Here!
What documents are required to apply for a mortgage?
Provide proof of income, assets, credit history, and identification. Additional documents may depend on the loan.
How does my credit score affect my loan options?
Your credit score impacts the interest rate you may qualify for. Higher scores typically result in more favorable rates. However, we offer programs for various credit levels to ensure wide accessibility.
Can Infinite Lending help me if Im a first-time homebuyer
Absolutely, we specialize in helping first-time homebuyers. We offer specific loans designed for first-time buyers which come with lower down payments and can include special grants or subsidies depending on your eligibility.
What types of refinancing options does Infinite Lending offer
We offer rate-and-term refinancing, cash-out refinancing, and FHA streamline refinancing, each tailored to different financial needs.
How long does the loan approval process usually take?
Typically, the loan approval process can take from a few weeks to a couple of months.
Does applying for a mortgage affect my credit score?
Yes, it involves a hard credit inquiry, which might lower your score by a few points